Our mission:
an international network for pawnbroking and social lending
The International Association of Collateral Loan and Social Credit Institutions operates with the aim of promoting, protecting, and developing social credit, with particular focus on its pawnbroking activities. Its work is based on the principles of responsibility, solidarity, and value preservation, while respecting both tradition and the sector´s ongoing evolution
In accordance with Article 3 of the current Bylaws, the Association pursues the following fundamental objectives:
Promotion of Collateral Loan
To promote pawnbroking and social credit on an international level, by encouraging the establishment of new institutions and supporting the development and strengthening of existing ones, in compliance with national regulations and the ethical principles that characterize the sector.
Ethical standards
To represent institutions whose core activity is the safekeeping of clients’ collateral, ensuring it can be preserved and reused over time as a means of financial support, in line with the principles of financial responsibility and the traditional Christian values of pawnbroking.
Exchange of expertise and innovation
To facilitate the exchange of experiences, knowledge, innovations, and technologies in operational, legal, economic, and sociological fields, while encouraging dialogue among member organizations and supporting continuous professional development.
“Pawnbroking is not just a financial instrument, but a model for preserving value and promoting social responsibility.”
International collaboration
To build relationships with supranational organizations and associations involved in pawnbroking and social credit, thereby contributing to the sector’s recognition and development within the global economic and institutional context.
Cooperation among members
To study and promote joint initiatives and cooperation agreements among member organizations, in accordance with the principles of autonomy and free competition.
